Two – Day Credit Management
Is your main income stream at risk? Are you having difficulty meeting loan targets? Do you need a different approach towards recoveries and bad debt management? What avenues are available to protect and grow the loans portfolio? Would you want to know why other organisations portfolio is increasing – while yours is declining?
In our current financial environment, there has been a MAJOR increase in credit and loan promotions from traditional and non-traditional financial institutions. This aggressive competitive rivalry has resulted in lower interest rate, increasing in marketing /promotion cost, reduction in competitors’ loan portfolio and by extension income and profit.
Recoveries and collections are also becoming very challenging for lenders – resulting in increasing in loan loss provision and write offs.
In an attempt to address this issue, NEM Leadership Consultants has developed an Effective Credit and Recoveries Management programme to assist clients in realising their vision through sound credit management practices.
This Effective Credit and Recoveries Management workshop is designed to improve organisational effectiveness by:
- Increasing loan portfolio
- Increasing Income
- Improving asset quality
- Reducing bad loans
- Employing sound credit management practices
This training workshop is of utmost importance to financial organisations to ensure that personnel who are responsible for the organization’s lending function are aware of the techniques, approaches, know-how, and strategies to effectively manage, sustain and expand the Credit portfolio.
Kindly note that depending on the clients’ situation, the Effective Credit Management programme can be designed to place emphasis on:
- Analysis and Understanding of Financial Statements for credit officers
- Mortgage management / Analysis
- Bridging Finance Management
- Recoveries and Collections
| Learning Outcomes | Overview |
| Knowledge | Ability to be aware of comprehensive knowledge of all aspects of credit management from importance, policy, record keeping, evaluation to underwriting procedures. |
| Skills | Competently evaluate different types of loan/credit requests utilising appropriate evaluation techniques, inclusive of analysis of applicants’ financial statements. Enhancing employees skill set in collections and recoveries. |
| Application | Develop the necessary credit management competencies in order to analyse applicant’s information to make a sound credit decision. |